Very competitive HMO Funding rates now available from our vast panel of lenders
HMO's are typically more expensive to finance than standard BTL's. Lenders will look at income vs running costs so it is important to present a balanced view in your financial accounts if you want to achieve the best interest rates on the market.
Examples of deals we believe we can currently source subject to affordability, quality & location of the assets
Deal 1 - UK Limited Company Borrower
Loan to Value - 50%
Portfolio size - £10m
Loan request - £5m*
Margin/Rate - 2.45% over BOE base
5 year partially amortising loan
Deal 2 - UK Limited Company Borrower
Loan to Value - 65%
Portfolio size - £2m
Loan request - £1.3m*
Margin/Rate - 2.65% over BOE base
5 year partially amortising loan
Deal 3 - UK Limited Company Borrower
Loan to Value - 70%
Portfolio size - £2m
Loan request - £1.4m
Margin/Rate - 2.91% over BOE base
2 year interest only
*subject to affordability (rental income vs running costs & drawings)
The Old Coach House, 56 High Street, Harston, Cambridge, CB22 7PZ
Contact Us
Please use Contact Us button at the top of the front page of the website or email and call a specific individual using details found on the ABOUT US page
Carbon Cambridge is a trading name of Carbon FC (Cambridge) Ltd, Company number 13203359. We are a broker and not a lender and we may receive commission payments from any lender that we ultimately use to place a deal. Any commission payment will be detailed in writing to our clients before we proceed with an application.
Carbon Fc (Cambridge) Ltd is directly authorised by the FCA under reference number 956019 a is also a member of the National Association of Commercial Finance Brokers "NACFB" under reference number 29197.
At Carbon we always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).